Mobile & DTH Recharge
Instant prepaid recharge across Indian operators with real-time status and digital receipts.
IT & Fintech Since 2014
Software, recharge & digital payment technology for India
For over 12 years, SM Enterprises has delivered custom software, mobile apps and a secure fintech platform — recharge, BBPS bill pay, wallet and white-label solutions for businesses nationwide.
What we offer
- Web & mobile app development
- Prepaid mobile & DTH recharge
- BBPS utility bill payments
- Digital wallet & commission platform
- White-label Android apps (Play Store)
- API integration & cloud hosting
Fintech Platform
Digital payment & recharge services
Technology platform for retailers and distributors — services delivered electronically through authorised telecom, BBPS and payment partners.
BBPS Bill Payments
Electricity, gas, water, broadband and other Bharat Bill Payment System categories.
Digital Wallet
Prepaid wallet with ledger, top-up via authorised payment gateways, and commission engine.
White-Label Apps
Your brand on Google Play — custom package and icon; shared compliant policies at smfintech.com.
IT Solutions
Software development & technology services
End-to-end IT delivery — from websites and business apps to API integration and ongoing support.
Web Application Development
Responsive business websites, admin panels, customer portals and dashboards.
Mobile App Development
Native and cross-platform Android apps for fintech, retail and enterprise workflows.
API & System Integration
REST APIs, payment gateway integration, third-party telecom and BBPS connectivity.
Cloud & Hosting
Deployment, domain setup, SSL, server management and performance optimisation.
UI/UX Design
Modern interfaces for web and mobile — accessible, fast and conversion-focused.
AMC & Tech Support
Annual maintenance, bug fixes, security updates and dedicated technical support.
Experience
Trusted since 2014
12+ years delivering IT projects and fintech platform technology for partners across India.
12+
Years in business
24×7
Platform support
100%
Digital delivery
PAN
India-wide
Why SM Enterprises
Compliant, partner-ready platform
01
Authorised payment partners
Wallet top-up and collections use RBI-authorised payment aggregators and gateways (including Cashfree, Razorpay, PayU and others as onboarded). We do not store card numbers or UPI PINs.
02
Technology provider model
SM Enterprises is a software & platform company. Regulated financial activities on the platform are facilitated only through licensed partner institutions, per applicable RBI/NPCI rules.
03
One policy framework for all apps
Every white-label app uses published policies at smfintech.com — meeting Play Store and payment-gateway requirements for all tenant packages.
Ready to start your project?
IT development, fintech platform or white-label app — talk to our team.
Contact UsOr call +91 97538 31508