Prepaid Mobile Recharge
Top-up prepaid mobile numbers across Indian telecom operators. Credited upon successful operator confirmation.
Our Services
IT solutions & digital fintech platform — since 2014
Important — regulatory & gateway compliance:
SM Enterprises is a technology platform and software services provider. We are not a bank, NBFC, or standalone money-transfer operator.
Prepaid recharge, BBPS bill payment and wallet top-up are digital services fulfilled through authorised telecom operators, BBPS networks and
RBI-authorised payment aggregators / gateways (e.g. Cashfree, Razorpay, PayU and others as integrated).
Optional banking-channel features (AEPS, account transfer) where enabled on a partner app are offered only through licensed banking / PPI partners under their compliance framework.
Identity verification (e.g. Aadhaar/PAN checks) is used solely for lawful KYC onboarding on our platform — not for resale of personal data.
Fintech Platform
Digital payment & recharge
All items below are electronic services — no physical shipping. Delivery is instant or per operator/biller confirmation.
DTH Recharge
Direct-to-home subscription recharge for supported DTH providers.
BBPS Bill Payment
Electricity, gas, water, broadband and other Bharat Bill Payment System billers.
Prepaid Wallet
Load balance via authorised payment gateways; spend on supported digital services on the platform.
AEPS (via banking partners)
Where enabled, Aadhaar-enabled services (balance enquiry, mini statement, etc.) through RBI-authorised partner banks — subject to outlet registration and NPCI rules.
Account transfer (via partners)
Where enabled, domestic transfers to beneficiary accounts only through licensed partner channels, with mandatory KYC, limits and monitoring as per partner/RBI requirements.
KYC / Verification APIs
Identity checks (Aadhaar, PAN, etc.) for on-platform KYC compliance only — integrated via authorised verification providers; no unauthorised data brokering.
White-Label Mobile Apps
Partner-branded Android apps on Google Play. Shared legal pages at smfintech.com for all package names.
B2B API Integration
Secure server APIs for authorised business partners — authentication, webhooks and usage reporting.
IT Sector
Software & technology services
Custom development and infrastructure — our core business since 2014.
Website Development
Business websites, landing pages, admin dashboards and customer portals — mobile-responsive and SEO-friendly.
Android / Mobile Apps
Native Android apps, fintech apps, e-commerce and enterprise mobility solutions.
Custom Software / ERP
Billing, inventory, CRM, recharge admin panels and workflow automation for SMEs.
Payment Gateway Integration
Integration with Cashfree, Razorpay, PayU and other authorised gateways — checkout, webhooks, reconciliation.
Domain, Hosting & SSL
Server setup, cloud deployment, domain configuration and HTTPS certificates.
UI/UX & Branding
App icons, logos, interface design and white-label theming for partner apps.
Digital Marketing
SEO, social media setup and performance marketing for business growth.
AMC & Technical Support
Ongoing maintenance, security patches, monitoring and dedicated support contracts.
Discuss your requirement
IT project, fintech platform or payment integration — we are here to help.
Contact Sales